Places to Turn When You Can’t Afford Vet Care

Lydia Torrey | Unsplash

Unfortunately, there have been many instances where cash-strapped pet owners cannot provide vet care or put it on hold for their beloved pets due to their financial situation. However, if you find yourself in such a circumstance, it is essential to know that there are other possible options to provide the care that your pets need by exploring other avenues.

In this article, we will be discussing other places you can turn to when you are unable to afford vet care.

Places to Turn When You Can’t Afford Vet Care

What to Do First When Your Pet is Sick and You Have No Money

If your pet is sick or injured, it’s better not to let them continue suffering. The first thing to do is take them to the vet in order to get checked out. You can look for vets that offer a free consultation. This way, you will have a better idea of what’s wrong with your pets and how you can help alleviate their suffering.

Ryan Stone | Unsplash

Once you are there and the vet has suggested a treatment plan for your pet, ask if they provide payment options. Some vets, whether in small or independent hospitals, offer payment options for specific procedures. This is worth asking because you have nothing to lose and you could only gain.


List of Other Places

Don’t lose hope if the vets around you do not offer any alternative payment options. There are still other places you can turn to that will help save your beloved pets. Here are some organizations that can help you with your vet care bills:

Ivan Rojas Urrea | Unsplash


The RedRover Relief program provides emotional and financial support to pet owners and pet rescuers to help them look after animals who are in life or death situations. They are also committed to helping domestic abuse victims with pets who want to escape their abusive environment together.

For emergency pet care, you can apply for their Urgent Care grant program. It typically gives around $200 worth of assistance. The application’s approval is based on several factors, such as available funding, financial need, medical urgency, and eligibility.

Priscilla Du Preez | Unsplash

2. Brown Dog Foundation

The Brown Dog Fund helps both pets and families who are experiencing temporary financial crises. They mainly cater to impoverished pet owners, working-class pet owners, and temporarily disadvantaged pet owners.


You can apply for assistance through your website if you fall under the three categories mentioned above. After that, you will be requested to provide documentation that will go through a review. The organization will then coordinate with the veterinarian. You will know whether your application is approved or denied because you will receive a letter of commitment or denial.

Kristijan Arsov | Unsplash

The Brown Dog Foundation is an excellent organization, but unfortunately, they cannot cater to everybody due to limited resources. However, it’s worth giving it a shot.

3. Fetch a Cure

Fetch a Cure has a program called Companions in Crisis fund. This provides financial help to pets who are diagnosed with cancer. It caters to owners and pets in the states of the District of Columbia, Maryland, and Virginia.

Gemma Evans | Unsplash

4. The Onyx and Breezy Fund

This organization is a privately run non-profit named after the founder’s own pets, Onyx and Breezy. They provide emergency medical assistance to pet owners who are experiencing financial difficulties. They also offer spay and neuter programs and help rescue animals.

You can apply for their grant by going to their website. You will be asked to submit an individual tax return, diagnosis of your pet, care credit status, and estimated cost of care to get your application started.

Kristijan Arsov | Unsplash

Please note that their primary goal is to help pets get the help they need as soon as possible. With that in mind, they will not help you with already existing veterinary debt. Furthermore, all grants will be given directly to the vet, hospital, clinic, or pharmacies.

5. Harley’s Hope Foundation

The Harley’s Hope Foundation is mainly for service animals, seniors and pets residing in foster care, and low-income pet owners. They provide food, medication, and emergency veterinary assistance.

You can see whether you qualify for their assistance by checking out their website. Their necessary requirements are documents such as proof of financial need, veterinary diagnosis, and survival prognosis. Their application is quite convenient because you can submit the documents online.

Wen Zhu | Unsplash

However, if your pet has a low survival prognosis, is not spayed or neutered, or has a chronic condition, your chances of getting approved is quite low.


6. The Mosby Fund

The Mosby Fund is a charitable organization that provides financial assistance to neglected, abused, injured, and critically sick dogs. They also have a spay & neuter program and pet food pantry.

You can apply for their financial assistance program by going to their website. They have a convenient pre-qualification app. However, as much as the organization wants to help all dogs in need, their resources are limited, so they will only be able to cater to one case at a time.

Aliaksei | Unsplash

7. Pets of the Homeless

Pets of the Homeless is an organization focused on providing food and emergency veterinary care, particularly for homeless people’s pets. They have pet food donations, wellness clinics, emergency care, and pet crates programs.

For their emergency care program, an initial interview will be done by a case manager to assess the applicants’ eligibility. All treatments approved under this program will be directly paid to certified vets, and it always includes updating vaccinations without an added cost.

Markus Winkler | Unsplash

8. Final Word

When applying for your pets’ financial assistance, make sure to pick an organization that caters to your circumstances. Also, ensure that your applications are thoroughly detailed, and you present your pet’s case as straightforward as possible.

Pets are not just animals, they are part of the family, and it is only natural to look for options to help them have a better quality of life. If you ever find yourself in the situation discussed above, know that there are many ways to help your pet. After all, they do bring a fair amount of joy and happiness into our lives.